On Her Own

Finances

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Budgeting for the holiday season

Not sure if you’re aware, but we are now officially under two months to American Thanksgiving. The holiday season is going to be hitting us fast and hard soon, and if you’re feeling as overwhelmed as I am about the way the year’s been going, then let’s start doing some planning so it will be

Preparing for financial emergencies

Let’s shift gears for a bit, as fast as your life might lurch when you are faced with an unexpected large expense. Maybe your car died, or your home needs a sudden major repair, or you’ve been informed of a fee or a fine you didn’t even know was a thing. Maybe you budgeted for

To do or not to do: that is the question

How do you decide something is worth doing? One of my followers asked me about deciding whether or not they should get a motorcycle, but the question makes me think about all sorts of other decisions too. They can be big ones like whether you should get married or move in with a significant other,

How to spot technology-based scams

Usually when we think about bad guys hitting us where it hurts, we’re thinking of physical attacks. Our bodies aren’t the only place where they can injure us in ways that will affect our physical well-being, though. As a reader recently reminded me, and as I’m sure many of us have been thinking about as

Bonus time!

For some of us who are gainfully employed and paid biweekly, it’s a three-paycheck month instead of the usual two. Others of us here in the US might be expecting an income tax refund soon. Hopefully, all of us have had the experience of a little income that we didn’t plan for as part of

Money money money

Money is a tough topic. Societally, we have a lot of shame talking about how much we make, how much we have, and how much we spend. Because of it, we are often afraid to talk about finances, because we don’t want to be seen as poor or irresponsible or prideful or whatever else we

Safe haven for your baby

Variations on the story have shown up several times over the past weeks: an infant is found abandoned in the street, outside a fire station, in a dumpster. In the most publicized case, the mother left a note begging for help for her child, and confessing to her financial inability to care for the baby.

Overwhelmed by tax season?

We’re just about to the time of year in the US when we start receiving various tax documents, perhaps the largest batch of official paper that we get on a regular basis. It can be hard to keep track of everything that comes in, and there is sometimes a bit of nervousness about making sure

Defending yourself against scammers: 3 easy steps

Most bad guys who want to hurt you have to find and attack you in person. Not so with scammers, who can reach you through mail, phone, social media, and other remote means. They can’t injure you physically, but they can get you somewhere else it really hurts: your savings. When someone scams money away

Reasons you should cook for yourself

In the spirit of living in the present and doing today what shouldn’t wait until tomorrow, one of the areas we sometimes forget to pay attention to is food, both eating but especially cooking. When we’re new to living on our own, or get busy with everything else we have to deal with, it’s easy

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